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Consumer-Directed Health Plans

Plans that aim to increase consumer awareness and knowledge of healthcare costs with plan benefit design that encourages shopping around. These plans generally have a high deductible and include a health savings account (HSA) or health reimbursement account (HRA).

Cost Containment

Strategies focused on limiting the growth of health care costs. Includes attempts to reduce overutilization of health services, address provider reimbursement issues, eliminate waste, and…